Turn Your Expenses into Rewards

Watch the credit card rewards roll in with ipaymy

as you pay rent, insurance, education expenses, and more with your preferred credit card. 

Three easy steps to more credit card points




ipaymy Charges yourCredit Card

ipaymy Pays yourExpenses

Pay an expense such as Rent

ipaymy charges a small fee starting as low as 1.79% per transaction.

Your recipient is paid by bank transfer

 as early as two business days.

Your recipient does not need to accept credit cards or have an ipaymy account - all you need is their bank details.

MoreFeaturesYou'll love

Easy Payment Scheduling >

Real Time Payment Tracking

Send one-time payments, scheduled payments in advance, or set up a recurring schedule.

ipaymy guarantees you will receive

your credit card points - if not your fee is refunded!

Keep track of your payments with real-time status updates

Split Payments

Organized Document Storage

Superior Support

Keep all past and future payments

in a single dashboard.

Dedicated account manager and live chat support with real people.

Spread your payments across multiple credit cards to optimise rewards and manage your balances.

Earn your dream vacation ticket 3.5x Faster

 Earn 1.4 Miles for Every Dollar.* Where will your reward points take you?

When you only use your credit card to pay for various expenses such as groceries, dining, and shopping it can take years to qualify for that dream trip

By using your credit for the larger expenses that you are already paying, such as rent - you can get that ticket faster!

*Using most miles credit cards like the UOB PRVI Miles Card.

Fly business class for 70% less

If you ever dreamed about flying in absolute luxury and style but found the price too high - ipaymy makes it affordable.

Upgrade yourself and fly in the comfort of Business for virtually the same price as Economy.

Calculation is based on recurring rent rate of 1.79% on an eligible card earning 1.4 miles per dollar

Exclusive offer for Localiiz readers

Save up to 20% off the ipaymy transaction fee on rent, insurance, education expenses and more.

Applies to one-time payments made with a Hong Kong issued Visa or Mastercard.


Applies to recurring rent payments scheduled for a minimum of 6 months using Hong Kong issued Visa and Mastercard. No promo code required.



Applies to all payments. No promo code required.

*Terms and conditions:

HK$200 Off Promo:

Promotion will take HK$200 off the ipaymy transaction fee. Applies to payments made with locally issued Visa or Mastercard. 

1.79% Promo:

1.) Promotional rate only applies to rent payments made with a Singapore issued Visa

2.) To qualify for the 1.79% rate payments must be scheduled for a minimum of 6 months

3) If your tenancy agreement is for less than 6 months, you may contact our support team with proof of your tenancy agreement duration to qualify for the promotional rate.

1.99% Promo:

1.) Promotional rate valid on payments made with a local Visa or Mastercard

2.) Valid on both one-time and recurring payments

3.) 1.99% rate is a limited-time promotion

Accelerate your credit card points today!

With ipaymy you can use your credit card to pay:


Rent Deposit

Condo Fees


Stop paying your largest expenses by bank transfer with zero added benefits - make the switch to credit card and watch the points roll in!


Various Invoices

And so much more...

Fly Better, Faster...for Less.

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